My husband and I met with our financial advisor today. It was not a pretty picture. At our last meeting, he vowed to analyze our data and he would show us where we could possibly save money. And if we had extra money left at the end of each month, he would advise us on how to use it to reach our financial goals. Here's what it looks like:
At the end of every month, we have $0.42 left.
If we invest that $0.42 wisely, we can expect to have enough for retirement by the year 2276. The bad news is that we'll be dead. If we want to retire at a reasonable age, say 92, then we will actually have to find a way to have more money left over at the end of each month. While neither of those options seems feasible, I'd have to say the third option has merit. He suggested we immediately sell all that we have and purchase one one-room shack on a few acres of land. We should have enough left over to buy a horse, a cow, and a few chickens. I will learn to weave and knit, and Al will learn to hunt. The children will learn to make candles. We will grow all our own food. We will be entirely self-sufficient.
The only thing I can't figure out is how we're going to afford our high-speed internet.